Affordable Dental Care,
Zero Stress
Don't let cost stand between you and a healthy smile. With Cherry financing, get the dental care you need today and pay over time with flexible, budget-friendly plans — starting at 0% APR.
60 Seconds
Quick online application
0% APR
Plans available for qualified patients
No Hidden Fees
Transparent terms, no surprises
How Cherry Works
Get approved for dental financing in three easy steps — no long forms, no waiting, no hassle.
Apply Online
Fill out a quick application in just 60 seconds — right from your phone or computer. No paperwork required.
Get Approved Instantly
Receive your approval decision in seconds. Pre-qualification uses a soft credit check — no impact to your score.
Start Your Treatment
Choose a payment plan that fits your budget and begin your dental treatment right away. It's that simple.
Payment Calculator
See estimated monthly payments for your dental treatment. Adjust the amount and term to find the plan that fits your budget.
Estimated Monthly Payment
per month for months
*This calculator provides estimates only. Actual rates, terms, and monthly payments are determined by Cherry based on your creditworthiness. All financing is subject to credit approval.
Why Choose Cherry Financing?
Cherry makes dental care accessible with patient-friendly financing designed to work for you.
No Credit Score Impact
Pre-qualification uses a soft credit check. Your credit score stays untouched during the application process.
Plans from 0% APR
Qualified patients can access promotional financing with 0% APR — making dental care truly affordable.
Approved in Seconds
No waiting around. Get a decision in as little as 30 seconds with Cherry's streamlined application.
No Hidden Fees
Transparent terms with no annual fees, prepayment penalties, or surprise charges. What you see is what you get.
Flexible Terms
Choose from 6, 12, 18, or 24-month plans. Find the monthly payment that works best for your family's budget.
Any Treatment
Use Cherry financing for any dental procedure — from routine cleanings and fillings to crowns and cosmetic work.
Finance Any Treatment
Cherry financing can be used for any dental service we offer — from routine checkups to major restorations.
Dental Cleanings
Teeth Whitening
Crowns & Bridges
Fillings
Root Canals
Extractions
Digital X-Rays
Emergency Care
Financing FAQ
Everything you need to know about dental financing with Cherry at Duncan Family Dentistry.
No. Cherry uses a soft credit check for pre-qualification, which does not impact your credit score. A hard inquiry may occur only if you choose to proceed with a financing plan after pre-approval.
You can finance virtually any dental treatment at Duncan Family Dentistry, including routine cleanings, fillings, crowns, root canals, teeth whitening, extractions, emergency dental care, and more. If we offer it, you can finance it.
Most patients receive an approval decision in 30 to 60 seconds after completing the short online application. You can even apply from your phone right here in our office before your appointment.
Cherry offers plans starting at 0% APR for qualified applicants. Rates vary based on your creditworthiness and the term length you choose. There are no hidden fees, annual fees, or prepayment penalties.
No, dental insurance is not required. Cherry financing is available to all patients regardless of insurance status. You can also use it to cover the out-of-pocket portion of your treatment that insurance doesn't cover.
If you're not approved, our team will work with you to explore other payment options. We believe everyone deserves access to quality dental care and will do our best to find a solution that fits your situation.
Yes! Cherry does not charge prepayment penalties. You can pay off your balance at any time without any extra fees, potentially saving on interest charges.
You can apply online through the Cherry portal by clicking the "Apply Now" button on this page, or ask our front desk team during your next visit. The application takes about 60 seconds and you'll receive a decision almost instantly.
Ready to Get Started?
Don't put off the dental care you need. Apply for Cherry financing in 60 seconds and start your treatment today — with payments that fit your budget.